Florida flood zone property documentation
Professional property photography, detailed written records and organized digital reports that help Florida homeowners prepare for flood or storm damage — and support an accurate ACV appraisal when it matters most.
Document today. Protect tomorrow.
Capture every room, feature and exterior detail.
Record valuable belongings and their condition.
Notes on key features, materials, conditions and observations.
Easy-to-navigate files, ready for permits or insurance.
Two ways to prepare
Whether you want a licensed appraiser to document your home or prefer to record it yourself with our guided portal, your records are organized and ready before the next storm.
Our appraiser visits your home and documents its construction materials, features and condition — the details a county or city needs for a substantial-damage review.
Use our guided forms to document your own home room by room, upload photos and receipts, and keep everything stored securely in one place.
Why it matters
After a hurricane or flood, local building departments may require an Actual Cash Value (ACV) appraisal before approving repair permits. When original features have been destroyed, records made before the storm are the best evidence of what your home was really like.
How it works
Documentation takes an afternoon. Peace of mind lasts all season.
Book an on-site inspection or sign up to document your home yourself.
We photograph and record your property — or our guided forms walk you through it.
Your records live securely in the portal, ready to support permits, appraisals and insurance.
Packages
Transparent pricing with storage options to match. Every package includes organized digital records.
Professional On-Site Inspection
A convenient, professionally documented record of your home's condition, with lifetime digital storage and access.
Lifetime storage
Professional On-Site Inspection
Receive professional documentation of your home's condition, with one year of digital storage and portal access included.
Annual storage
First year included, then $79/year
Homeowner-Completed Inspection
A budget-friendly option for homeowners who prefer to document their property themselves.
Annual storage
First year included, then $79/year
Questions
Quick answers about ACV appraisals, inspections and your documentation portal.
An Actual Cash Value (ACV) appraisal estimates what a structure was worth just before damage occurred: its replacement cost minus depreciation. Land value is not included.
Communities in FEMA flood zones review repairs to damaged buildings. If repair costs reach 50% or more of the structure's value, the home may be considered "substantially damaged" and must meet current floodplain rules. The ACV is the value used in that comparison.
Yes. Many homeowners document their home in advance so that an accurate appraisal can be prepared quickly if damage ever occurs.
The on-site inspection usually takes 1–3 hours depending on the size of the home. Reports are typically delivered within a few business days.
Our appraiser records construction materials, finishes, building systems and flood-related details, and photographs every room and the exterior.
Document your property before a storm — not after.